Passage
Because thou hast made the LORD, which is my refuge, even the most High, thy habitation;
Because thou hast made the LORD, which is my refuge, even the most High, thy habitation;
Psalms 91:7 A thousand shall fall at thy side, and ten thousand at thy right hand; but it shall not come nigh thee.
Psalms 91:8 Only with thine eyes shalt thou behold and see the reward of the wicked.
Psalms 91:9 Because thou hast made the LORD, which is my refuge, even the most High, thy habitation;
Psalms 91:10 There shall no evil befall thee, neither shall any plague come nigh thy dwelling.
Psalms 91:11 For he shall give his angels charge over thee, to keep thee in all thy ways.
The verse centers on "thou", "hast", "lord", "refuge", "even", "most", "high", and "habitation". It is saying that the verse draws attention to "thou" and "hast", so its meaning should be read from those terms before moving to application.
The nearby context moves from verse 8's "Only with thine eyes shalt thou behold..." into verse 10's "There shall no evil befall thee neither...", so "thou" and "hast" belong inside that flow. In Psalms context, the local focus is worship, trust, the LORD's kingship, and covenant mercy.
A plain takeaway is to answer the verse's own emphasis on "thou" and "hast" with trust shaped by these words, not by a vague optimism outside the passage.